About us Business overview Health Insurance Association finances Business overview (As of 31 March, 2016) Established 1, 10, 1942 Number of insured persons 11,010 Male : 7,940 Female : 3,070 Number of dependents 12,240(dependent ratio : 111.2) Average standard monthly remuneration 499,637 yen Insurance premium rates General7.384/1000 (including regulation insurance premium rate)(Employer : 4.3400/1000; insured person : 3.0440/1000) Long-term care0.94/1000(Employer : 0.47/1000; insured person : 0.47/1000) Health Insurance Association finances The Health Insurance Association's fiscal year runs from April 1 through March 31 the following year. Its accounts are based on annual expenditures and revenues collected in the same fiscal year, a practice known as single-year accounting. The majority of revenues come from the insurance premiums paid by insured persons and their employers. The Society also earns lesser revenues from other sources, including state subsidies for administrative costs and miscellaneous revenue. The largest category of expenditures is insurance benefits, consisting of medical care costs incurred by members when they see a doctor and various allowances. Other expenditures include payments and benefits to support medical care for the elderly and health activity expenses and administrative costs. Since health activities are a major strong point of the Health Insurance Association, they are carried out proactively. If a balance remains following settlement of accounts, the Society is required to add a certain amount to its statutory reserve fund, in preparation for future benefits expenditures. Any remainder may be retained as other reserves or carried over to the following fiscal year.