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If you remove a family member as a dependent

You are responsible for taking the steps needed to remove family members from your list of dependents in the following cases: A family member no longer is or no longer needs to be your dependent; a family member begins work or dies; a family member travels abroad on a working holiday, as a Japan Overseas Cooperation Volunteer, or under another applicable program; a family member earns income beyond the standard income amount.
Additionally, please take the steps necessary to remove family members receiving compensation for loss of income such as employment insurance (unemployment benefits), Maternity Allowance, or Injury and Sickness Allowance from your list of dependents.

Removing a family member from your list of dependents

Promptly submit the Notification of Health Insurance Dependent (Change) and the dependent’s health insurance card to the Health Insurance Association when a family member is no longer eligible to be dependent due to income exceeding the standard amount or for other reasons.
If the dependent will begin receiving unemployment benefits, also submit copies of all pages of the certificate of eligibility for employment insurance benefits. You may be asked to submit other documents to confirm the date on which the family member was no longer a dependent.

Date of removal of a dependent

The date of removal of a dependent will be the date the reasons for removal arose, as reported on the Notification of Health Insurance Dependent (Change).
However, in cases of death, the date of removal will be the date after the date of death. In cases of a dependent beginning work and who will be issued a new health insurance card, the date of removal will be the date on which he or she obtained eligibility for his or her new health insurance.

Warning about late procedures

If you fail to promptly take the necessary steps when a family member is no longer eligible to be a dependent, his or her eligibility will be cancelled retroactively, and you will be required to repay the entire amount of medical care costs and other benefits paid during the period he or she was no longer eligible.

** Health insurance and National Pension notifications for a spouse

Certification of a spouse as a health insurance dependent depends on the time for which he or she is/was a Category 3 Insured Person under the National Pension System. Be sure to complete the necessary procedures with the Health Insurance Association and your employer (Payroll Service Center) to reflect all facts of the circumstance, no matter how brief the spouse’s period of employment is. Failure to do so will result in a blank period in your spouse’s pension record and create the obligation for complex procedures later. Complete the procedures required to remove your spouse from your list of dependents promptly when he or she begins to work.

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